Becoming an owner is a beautiful and great life project. To successfully embark on this adventure, take the time to discover all the options available to you at each step. This is the best way to succeed in your acquisition
1- PREPARE YOUR PURCHASE
Want to become an owner? Concentrate on the most important points. Each can be a source of substantial savings. You can win and lose on all charts: prizes, financing, fees, works. A real estate purchase is gradually being realized. It takes time, and it is better to be ready when making your decision.
2 – PROJECTS IN THE FUTURE
Buying is good. Your means allow you, but are you sure you can keep the distance? Your real estate purchase will debt you for 15, 20 or 25 years . Many events can happen over such a long period of time. Is your work situation strong? Do you expect a steady increase in your income? Do you plan to have children? Is the property that you are coveting likely to accommodate or will you change after a few years?
To get a good buy, get a good idea of the market. For this, you can consult the studies published by specialized federations, networks, notaries … However, nothing beats a field survey . That is why it is good to have you advised by professionals who will provide you with information on prices, property for sale in the city or neighborhood in which you want to settle.
4-HAVE SOME METHOD
In terms of research, first make a list of your requirements: number of rooms, comfort, neighborhood, transport … Make sure to express your wish, in order to avoid wasted time. Visit as many houses as possible. So you have to spend some time.
5-VISIT WITHOUT RUSH
Have a look. Arrive a little early to the appointment and soak up the neighborhood. Evaluate its amenities in relation to transportation . Is a subway, tram or train station really nearby? Are schools, facilities, shops present? As many items as you can check by talking to shopkeepers, neighbors …
In the apartment or house, do not judge, inspect everything from floor to ceiling, including the dependencies (parking, cellar…). Make sure that the equipment is working properly (boiler, electrical installation, plumbing, sanitation …). Ask to see the diagnoses that the seller must provide, which will inform you on a number of items.
6-MAKE THE WORKS COUNT
As a general rule, an old property with jobs is cheaper than a renovated or new property . So you may be able to make a good deal. Provided you verify that the work to be carried out does not lead you into a financial gulf. Better to come with a building specialist or an architect.
7-MAKE AN OFFER TO BUY
If you feel that the price of the property you are interested in is too high, make an offer to buy . If the owner agrees, you agree to purchase it unless you are unable to secure your financing. Make an offer that is consistent with the sector market. Otherwise, you may see the owner turning around and refusing to sell you his house or apartment.
8-LOOK AFTER YOUR FINANCING PLAN
Few buyers can buy without credit. You will probably have no choice and will have to spend time looking for financing solutions tailored to your profile and budget. Make the first round of assisted loans that you can get ( PTZ in the new and old, home savings … ). Then do not just go to your banker, go around the banks. You can also contact a broker who will find you the best financing.
9-CHOOSE YOUR NOTARY
In the absence of a family notary, the notary public is usually guided by the seller. But know that you can perfectly ask a notary to take charge of the purchase. In this case, two notaries will be present. One who will take care of the interests of the seller, the other who will take care of yours. Whatever the case, know that it will not cost you more, the two notaries sharing the fees.
Real estate can be a complex area, if you know how to surround yourself with experienced professionals, you should perfectly carry out your project.